Retirement accounts often represent a large share of a family’s assets, but they pass by beneficiary designation rather than through a will. Those designations need to work with the rest of the estate plan.
Depending on your family, goals, and current law, a retirement trust may help provide structure and protection for inherited accounts. Mackintosh Law reviews the legal planning issues and coordinates with your tax and financial professionals when needed.
The work begins with the beneficiaries you want to protect, the degree of control you need, and the practical rules that apply to the accounts you own.
Worth knowing
Retirement-account rules change. Final tax and distribution decisions should be coordinated with current legal and tax advice.